Perdine Asset Based Finance

Perdine

Executive Level Consultants

Business Process Improvement

Assessment and Selection
Business Systems
Technology

Business Analytics

Small/Medium Business
Oracle (OSBS)
NetSuite

Capital Acquisition
Asset-Based
Venture Capital

Financing Options

Perdine provides the flexibility of borrowing $50,000 to $3.5 million based on your business assets, not your balance sheet. Whether your business is a start-up, a young growing company, or a turnaround situation, Perdine may be able to help you. Asset based business loans from $100,000 to $3.5 million to companies with revenues of $1 million to $40 million

As you may be discovering, trying to obtain traditional bank financing for your business can be time-consuming, frustrating, and complex. Banks and traditional lenders require that you have been in business for more than two years, are profitable, and have established good credit before they will consider lending to you. They are not interested in providing financing for accelerated growth because they require their borrowers to have a history of profitability and reliable cash flow. In addition to securing all your assets as collateral for their loan, banks require compliance with stringent loan covenant which are often restrictive and difficult to comply with. They rely on your past and present ability to repay their loan but do not usually look forward to your future potential when making their financing decision.

Accounts Receivable

Using all accounts receivable as collateral, clients can assign and borrow against all eligible outstanding accounts receivable.

Inventory

In addition to an accounts receivable line of credit, clients can obtain financing against specific types of inventory including raw materials, work in progress and finished goods.

Equipment

In addition to an accounts receivable and inventory lines of credit, clients can obtain financing against existing capital equipment or can obtain a capital expenditure line to purchase additional capital equipment.

Select Account

Using specific accounts receivables as collateral, clients can assign and borrow against eligible outstanding accounts receivable for those particular accounts.

We “bank” on your future potential when extending you a line of credit. We look past your current Balance Sheet situation and look to your future success when making our financing decision. We provides loans to entrepreneurs when other financing sources are unavailable or inadequate. We provide working capital to relieve payroll stress, purchases equipment and inventory, take trade discounts, and provide the opportunity for your business to grow.